The JMD Difference

National Carriers

All the brands you know
under one roof.

At JMD we represent the best carriers in the country. Our agents maintain up-to-the-minute knowledge of each carrier’s strengths, offers and benefits. This knowledge translates to thoughtful, unbiased advice for our clients.

Local Agents

At JMD every policy
comes with an agent.

Think of us as your on-call advisors. We are here in your community, not some far-away call center; we take the time to understand your unique situation, coverage needs and budget; and we are always available for questions.

Best Value

We do the shopping,
you enjoy the savings.

As an independent agency, JMD is set up to work for YOU, not any one provider. Our model brings customers the best of both worlds: access to top national carriers and the impartial guidance of local agents they can trust.

What type of insurance do you need?

What type of insurance do you need?


What our customers are saying

Jennifer C. – New Windsor, NY

Before I found the JMD Insurance Agency several others had turned me down due to a small lapse in coverage. JMD got to know my needs and budget and was able to find me an affordable plan. Thank you!

Jennifer C.
New Windsor, NY

Paul L. – Highland Mills, NY

My DUI violation made it difficult to find affordable auto insurance until I was referred to JMD. The team helped me understand my options, shopped all the major carriers on my behalf and got me a fair price quickly and easily.

Paul L.
Highland Mills, NY

Carlos R. – New Windsor, NY

I thought my insurance policy seemed too expensive but I wasn’t sure what I should be paying. I took advantage of JMD’s free policy review offering and it was great. My JMD agent found me a cheaper plan!

Carlos R.
New Windsor, NY

Client Testimonial – Cathy A. from New Windsor, NY

Even with a prior claim, JMD was able to write my homeowners insurance policy with no problem. I’m glad I found you.

Cathy A.
Chester, NY

Gabby B. – Chester, NY

When my son turned 16 I was worried about what covering him might do to our auto insurance premiums. My JMD agent helped me figure out the most cost effective way to add him to our plan.

Gabby B.
Chester, NY